No-Chargeback Vehicle GAP Insurance
Ascent Dealer Services’ no-chargeback vehicle GAP insurance helps you protect every dollar earned with the coaching, process, and compliance support your team needs to win in F&I.
Stabilize F&I Profits With No-Chargeback GAP Insurance
Ascent’s no-chargeback vehicle GAP insurance gives customers the protection they expect while keeping your dealership’s profit intact. When loans end early or vehicles are totaled, you keep every earned dollar—no chargebacks or surprises, just transparent coverage built to protect your customers and your bottom line. It’s a smarter, cleaner way to drive consistent F&I performance month after month.
Keep More of What You Earn
Most vehicle GAP insurance programs look the same on paper, but they aren’t necessarily designed to protect your profit margins. Ascent Dealer Services’ GAP insurance for auto dealerships is one of the only programs in the industry that lets dealers keep every dollar earned. We provide a rare advantage that turns a common problem into a predictable bottom line.
Built for Dealers Who Demand More
Ascent Dealer Services isn’t just another product provider. We’re your F&I partner. Every GAP program includes expert coaching and support to help your team confidently present coverage, handle objections effectively, and maintain full compliance in every deal.
Lock in Profit With a Smarter Vehicle GAP Insurance Program
If your F&I department is losing money to chargebacks, now’s the time to fix it. Let’s build a structure that keeps your profit where it belongs: with your dealership.
The Ascent Dealer Services Advantage
Dealers can buy GAP coverage anywhere. What they can’t get elsewhere is our combination of retail experience, compliance support, and world-class coaching that turns products into performance.
World-Class Coaching and Support With Real Results
Our experts have executed over 20,000 retail F&I transactions. We know what works. Every dealership we partner with gains access to targeted coaching and leadership development that raises PVR, improves presentation cadence, and increases product penetration.
Transparent, Dealer-First Programs
Every program from Ascent Dealer Services is built with one goal: helping dealers win. Our no-chargeback vehicle GAP insurance is structured for clarity, fairness, and long-term success. You see every line item, understand your pricing model, and know exactly how your reinsurance or DOWC program benefits your business.
Discover What Our Clients Are Saying
FAQs About Our Vehicle GAP Insurance Product
How does Ascent Dealer Services’ no-chargeback GAP insurance differ from traditional GAP coverage?
Traditional GAP products expose dealerships to profit loss through chargebacks when customers refinance or pay off loans early. Ascent Dealer Services’ no-chargeback GAP insurance removes that risk entirely, allowing dealers to keep 100% of earned profit. We deliver the same reliable protection for customers while giving your F&I team the consistency and confidence they need to grow performance.
Can this product scale across multiple locations?
Yes. Ascent Dealer Services’ solutions and coaching are built for scalability. Whether you have one store or twenty, we deliver consistent performance and support for GAP insurance, service contracts, appearance protection, and more.
Can GAP insurance be bundled with my F&I vehicle service contract?
Yes. Ascent Dealer Services designed this coverage to integrate seamlessly with your F&I vehicle service contract menu, allowing you to bundle protection options and create a more unified, high-value presentation for customers.
Protect Profit, Build Trust, and Strengthen Results
Your dealership deserves more than just another vendor. You deserve a partner. Ascent Dealer Services helps you stabilize profit, develop leaders, and elevate every aspect of your F&I department.
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